ICARE FINANCE AND SERVICES
|Credit Management Officer
Abeokuta, Ogun, Nigeria
Summary
Led comprehensive, digital-first credit management operations, overseeing risk assessments, loan disbursement, and recovery strategies using cloud-based financial platforms to maximize portfolio performance.
Highlights
Spearheaded creditworthiness assessments for a diverse digital client portfolio, approving loan applications while mitigating risk using data-driven credit risk models.
Managed end-to-end credit disbursement operations asynchronously, ensuring timely, accurate, and secure allocation of funds while maintaining digital compliance.
Monitored loan performance through centralized analytics dashboards, proactively identifying high-risk accounts and reducing default rates by 15%.
Collaborated with cross-functional remote teams and stakeholders using Slack, Zoom, and shared workspace environments to optimize credit policies and portfolio health.
Maintained meticulous cloud-based financial records, providing critical reporting to leadership for strategic decision-making and remote risk auditing.
Built and nurtured strong customer relationships virtually, improving client retention and maintaining trust through highly responsive digital communication.